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Financial planning by Andrea Cole by Andrea Cole

Financial planning by Andrea Cole  by Andrea Cole
Andrea Cole
Andrea Cole
Director/business owner
Oculus Accountancy Ltd

Finance is the lifeblood of any business.



At every stage in its growth a business needs to maintain a balance between a positive cashflow and adequate working capital on the one hand and a reasonable return on investment on the other.



Directors' drawings, shareholder dividends, and debt repayments need to be carefully orchestrated to ensure that the smooth running and continued growth of the business are not jeopardised.



Moreover, while proper provision needs to be made for possible external changes such as economic downturns or fluctuations in exchange rates or interest rates, and internal changes such as temporary or permanent loss of key employees, it is equally important that any finance raised by the business is are made to work for the business.



All these matters require a keen, professional eye to develop and constantly adjust an appropriate and flexible finance structure for your company.



Then there are the special finance requirements for business expansion, mergers and acquisitions, MBOs, and MBIs. Preparing business plans and finance applications and identifying and approaching appropriate lending sources require expertise and professional insight if the best possible results are to be achieved.



Finally there are the financial implications of ensuring a suitable exit route for the current business owners.



These are all matters on which we are qualified to advise and guide your business.



Book a discovery call with Andrea to find out more. 



 

 
Andrea Cole
Andrea Cole
Director/business owner
Oculus Accountancy Ltd
 
Andrea qualified as a chartered accountant with KPMG in 2000 and spent 17 years there gaining significant audit, advisory, regulatory and transaction experience, primarily in the financial services sector. She has worked with global brands such as HSBC, Citigroup and Lloyds and has significant exposure at senior board level, gaining international experience in the Far East and Central and South America, notably spending two years in Mexico as regional director responsible for HSBC Latin America. On her return to the UK Andrea was COO for KPMG Financial Sector Audit and Advisory practice.  She took over as the Director of Oculus Accountancy in September 2018 Andrea has experience across a range of industry sectors and varying sizes of business, whether start-ups, owner managed businesses or global companies. She has successfully advised businesses in the enhancement of their financial reporting and internal control processes and has held senior roles in Finance, HR and Compliance. She has also led teams advising on budgeting, forecasting and tax structuring. When not working Andrea is renovating her house and enjoys spending time in Devon and Cornwall with her family and dog.

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