Learn how pensions really work, how much you'll need for a comfortable retirement and the smartest ways to save.

Retirement planning workshop

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Are you confident you are saving enough for retirement? Only 20% of people feel they are. Let’s change that. 

, a regulated financial adviser, delivers a retirement planning workshop.

Rupert helps people make smarter decisions with their money by providing clear, tailored financial advice rooted in a deep understanding of their goals and values. He specialises in using cash flow modelling software to show clients exactly what they need to do today to achieve the financial future they want tomorrow.

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Lunch and Learn Retirement planning workshop

Lunch and Learn: Retirement planning workshop

I am the founder and CTO of Fifty5bytes Ltd., a digital solutions company that helps businesses grow through innovative web design, development, branding, and digital marketing services. I created Virtifi, an NFC-based smart business card solution, as part of our mission to deliver modern, impactful technology solutions. Over the years, I’ve led my team through many complex projects, from custom development to branding strategies, empowering businesses to stand out. I thrive on creating new things—whether it’s gadgets, technology, or solutions that make life easier. I also have a keen interest in AI and machine learning, having worked on several projects in this field. Additionally, I teach Business and computer programming, and enjoy helping new businesses with growth strategies, marketing, and problem-solving. I’m passionate about building processes and automation for complex tasks, ensuring efficiency and growth.
Looking ahead, my vision for Fifty5bytes is to continue driving innovation, providing cutting-edge digital solutions that make businesses more efficient and successful.

Founder and CTO

How to turn a business idea into a real product or service

Discover the essential steps to turn solutions to real-world problems into practical, sellable business ideas.

WMCA Supply Chain Transition Programme

This is a space for us to share resources discussed and for you to ask questions.

Marinda Malan — Business Growth Consultant | Founder, Marinda Malan Consulting
I help founders and commercial leaders turn unpredictable growth into structured, measurable traction.
With 20+ years’ experience across South Africa, the UAE, and Europe, I’ve led over 200 growth initiatives spanning telecoms, digital platforms, and subscription-led businesses. Today, I run a boutique consultancy that helps internet-first businesses scale with more clarity and less chaos.
My work starts with tightening the commercial fundamentals — your value proposition, positioning, go-to-market strategy, and delivery systems. Then we layer in the right tools — automation, AI, and data-led decision support — to amplify what works and remove what doesn’t.
Clients call me when growth gets messy or reactive. They stay for the calm, commercial thinking that cuts through the noise and delivers results.
No fluff. No hype. Just smart strategy, sharp execution, and a clear path to sustainable growth.
?? <a href=&apos;http://www.marindamalan.com/&apos; target=&apos;_self&apos;>www.marindamalan.com</a> | ?? marinda@marindamalan.com | ?? <a href=&apos;https://www.linkedin.com/in/marindamalan&apos; target=&apos;_self&apos;>LinkedIn</a>

Business Growth Consultant

Growth Clarity Scorecard

Growing a business shouldn’t feel like guessing. This free Growth Clarity Scorecard cuts through the noise and gives you fast, focused insight into what’s working — and what’s holding you back.
Who it’s for: Business owners who feel stuck, scattered, or unsure where to focus.
What we do: You complete a 2-minute scorecard to diagnose where growth is stalling. Based on your result, you’ll receive targeted next steps.

Areas of Expertise
Has successfully evolved from an accounting and finance background to assume a corporate leadership position, with major experience and record of achievement in :-
<ul>
<li>Running ‘cash tight’ companies</li>
<li>International Corporate Reporting</li>
<li>Increasing Efficiencies</li>
<li>Financial control and monthly reporting</li>
<li>Staff Development</li>
<li>Operations Management</li>
<li>‘Start-Up’ Success</li>
<li>Strategic Planning incl. sale of business</li>
</ul>

Employment History
2004-Present
Finance/Joint Managing Director
Oil Facilities Ltd trading as Construction and Renovation Solutions
Construction, energy source management, project management.
1995-2004
Finance/Joint Managing Director
Eurotrim Ltd
Importer of Leisure Goods
1994-95
European Finance Director
DP Fit for Life Ltd
Exercise Equipment
1992-94
Financial Controller
Porth Decorative PLC
Manufacture of Christmas Trees and Decorations
1987-92
Chief Accountant
HTV Cymru/Wales Ltd
ITV Contractor
1986-87
Financial Director
Jacksons Group Ltd
Restaurant and Clubs Group
1984-86
Internal Auditor
Ready Mix Concrete PLC
Building Supplies and Concrete
1982-84
Internal Auditor
South Wales Electricity Board
Regional Distributor of Electricity
Academic Record
Professional
ACCA
1986
Degree
BA (Hons)
Business Studies
Portsmouth Polytechnic 1978-82
A Levels
2
Cowbridge Grammar School 1971-1978
O Levels
9

Career Achievements
Oil Facilities Limited
<ul>
<li>Incorporated a family partnership into a £3m annual turnover company.</li>
<li>Diversified business activities.</li>
<li>Sold parts of business as going concerns.</li>
</ul>
Eurotrim Ltd -
<ul>
<li>Managed change of direction from UK stock-holding company to Taiwanese based ‘Direct Importing’ trading company.</li>
<li>Opened the two current sourcing offices in Shanghai and Xiamen.</li>
<li>Successfully negotiated deals with UK retail buyers for leisure goods imported from Far East.</li>
</ul>
DP Fit for Life Ltd
<ul>
<li>Agreed and implemented fundamental cost savings with bank to prolong business, and to enable sale of company.</li>
<li>Responsible for consolidating mainland European sites into Strasbourg.</li>
</ul>
Porth Decorative PLC
<ul>
<li>Helped deliver projected financial outcome to satisfaction of bank.</li>
<li>Widespread administration cost savings, deriving primarily from new systems implementation.</li>
</ul>
HTV Cymru/Wales Ltd
<ul>
<li>Key member of 1991 successful ITV franchise winning team.</li>
<li>Helped sell the £20m annual programme portfolio to S4C.</li>
<li>Oversaw the control of independent sourced programmes.</li>
</ul>
Personal
<ul>
<li>Married with 3 mature professionally qualified children.</li>
<li>Reasonable fluency in French and Welsh.</li>
<li>Interest in Current Affairs, local history, and rugby.</li>
<li>Regular runner and swimmer.</li>
</ul>
Referees (please do not contact without my prior consent)
<ul>
<li>Nelson Chen – Chairman Eurotrim</li>
<li>Menna Richards OBE – Ex Controller BBC Cymru/Wales</li>
<li>Wyn Griffiths OBE – Ex MP (Bridgend)</li>
</ul>

Director

Tim Griffin

Areas of Expertise
Has successfully evolved from an accounting and finance background to assume a corporate leadership position, with major experience and record of achievement in :-
<ul>
<li>Running ‘cash tight’ companies</li>
<li>International Corporate Reporting</li>
<li>Increasing Efficiencies</li>
<li>Financial control and monthly reporting</li>
<li>Staff Development</li>
<li>Operations Management</li>
<li>‘Start-Up’ Success</li>
<li>Strategic Planning incl. s

Retirement planning workshop

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