Strategic Debt Advisory and Capital Raising

Fuel your growth without giving up a single share.

Accessing the right debt isn't just about getting a \"yes\" from a bank; it’s about securing terms that protect your cash flow and support your long-term valuation. As an ICAEW Chartered Accountant, I bring Big Four rigour to your funding applications, ensuring your business is presented in the best possible light to traditional lenders, challenger banks and private debt funds.

What I Deliver:

• Funding Strategy & Options: We evaluate whether Senior Debt, Asset-Based Lending (ABL), or Mezzanine Finance is the most cost-effective path for your specific growth stage.
• Audit-Grade Financial Modelling: We build the robust 3-way forecasts (P&L, Balance Sheet, Cash Flow) that lenders require to approve larger facilities.
• Lender-Ready Pitch Packs: We translate your financial data into a compelling credit narrative that addresses risk upfront and accelerates the approval process.
• Negotiation & Term Sheet Review: We don't just find the money; we help you negotiate covenants and interest rates to ensure the debt remains an asset, not a burden.

Best For:

• SMEs looking to fund an acquisition or Management Buy-Out (MBO).
• High-growth companies needing working capital to scale operations ahead of a Series A/B round.
• Businesses seeking to refinance existing debt to improve monthly cash flow.

Outcome: Secure the capital you need to scale while retaining 100% ownership and control of your vision.