Business Plan and Cash Flow Forecast

15 years in senior commercial banking, deciding which businesses got funded and which didn't. Now a chartered accountant running two businesses built on that — helping companies become funding-ready and financially visible. I mentor because good businesses often get declined simply because no one's shown the owner what a lender actually looks for. I help with: access to finance, cash flow planning, financial visibility, and the leap from employee to founder. Direct, practical, honest.